The building years carry an inward weight that eases at a certain point. A second weight, the weight of contribution, deepens to take its place. Why the first lifts on its own, and why the second cannot be carried until it does.

For the building years, money is the limit. At a certain point that reverses, and most people miss the moment it happens. What changes, why the old habits stick, and how to tell whether you've made the shift.